Benefits of Leasing
  • Cash Is King-
    You have better things to do with your cash than tying it up in costly equipment acquisitions. Leasing helps conserve working capital and allows you to find better uses for your cash. Fund that new marketing campaign, hire more salespeople, or buy that building you've been renting. It's the use of the equipment, not necessarily the ownership of it, which generates profits for your business.
  • 100% Financing-
    Unlike traditional bank loans, leasing allows for 100% financing. Traditional soft-costs such as installation, integration, freight, and training can be included in the financed amount. This helps to further reduce initial out-of-pocket expenses for the lessee and demonstrates the flexibility that leasing provides.
  • Preserve Bank Lines-
    Protect valuable bank lines-of-credit which are ideal for short-term needs and emergency funds. These lines often feature adjustable rates which are far less desirable for long-term equipment financing.
  • Convenience & Flexibility-
    Qualified lease payments can be expensed in their entirety, as they are made.
  • Low Out-of-Pocket Cost-
    Instead of the traditional 15%-20% down payment that is required to initiate bank loans, typically only the first and last month's payments are taken in advance for a lease.
  • Fixed Payments-
    No need to worry about constantly changing variable rates. Lease payments are fixed for the entire term and can be structured to meet virtually any need.
  • Fixed Payments-
    With same day approvals, application only programs up to $150k, the most competitive rates in the industry, and financing programs that cover nearly any piece of equipment, leasing with West Bay Financial is as "user friendly" as it gets!
West Bay Financial Corporation is a full service commercial finance firm offering comprehensive leasing packages and equipment finance options. In addition to equipment leasing, West Bay Financial is able to provide a full range of financial tools, including:

  • Working Capital Loans
  • Equipment Sale-Leasebacks
  • Software-only Financing
  • Equipment Finance Agreement (EFA- Equipment Loans)
  • Pre-Approved Lines-of Credit
  • Complete Church & Non-Profit Financing Options

Contact a West Bay Financial representative today to discuss your business's unique financial needs.

 

 

 

 

 

 

 

 

 

 

 

 

12447 Lewis Street, Suite 201 - Garden Grove, CA 92840
Phone 714.663.0100 - Fax 714.663.0110
© 2007 West Bay Financial Corporation, all rights reserved